Nomentia Direct Debits

Easy to connect, from any source system

Nomentia is source-system independent. Connect via SFTP, API, or other standard methods, and push your Direct Debit data to us from any ERP or other source system, with quick import and file conversion available where needed. No lengthy integration project required.

Right the first time, every time

Every file is validated before it reaches the bank. If something needs fixing, you're notified by email at import, not weeks later as a rejection.

One platform, connected to your banks

Nomentia builds and maintains the connections you need - EBICS, host-to-host, SWIFT, or local protocols - to your banks and the Direct Debit schemes you use. The process stays the same regardless of which bank. Batches of over 100,000 transactions run through the same platform without a hitch.

Approval processes, built around your needs

Choose the level of control that fits each flow, from straight-through processing to a six-eyes approval chain, with approval limits set per approver. Configure the rules per source system, per entity, or both, and request an ad hoc approval from a named person when a file calls for it.

Status in view, exceptions flagged

See the status of every file in a user-friendly UI, from submission to bank acknowledgement. If there's an error on import or a bank rejects a collection, you're notified by email immediately, so nothing waits on someone checking a portal.

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FAQs Nomentia Direct Debits

Do we need to change our ERP to use Nomentia for Direct Debits?

No. Nomentia takes the collection file your source system already creates and handles validation, transformation, and bank delivery. Your ERP-side process stays as it is.

Which bank channels can be used to submit Direct Debit files?

Nomentia Direct Debits supports EBICS, host-to-host (H2H), SWIFT, and local or bank-specific channels. Nomentia sets up and maintains the connections as part of the service.

How do we know whether the bank accepted the file?

Bank status messages such as pain.002 are collected and shown per file, so rejections and exceptions are visible in Nomentia without logging in to individual bank portals.

How are returns and rejected collections handled?

Return information reported by the bank is made visible in Nomentia and can be routed back to your source system for reconciliation and dunning.

Does Nomentia manage Direct Debit mandates?

Mandate data is maintained in the source system that creates the collection file. Nomentia handles the secure processing, validation, and bank submission of the resulting files.

How are approvals and segregation of duties handled?

Direct Debit files run through the same role-based approval workflows as payments, including four-eyes principle, user rights per company and bank account, and full activity logging.

Can Direct Debits and payments run in the same solution?

Yes. Direct Debits use the same Nomentia payment infrastructure, bank connections, controls, and reporting as outgoing payments - one platform for all bank traffic.

Direct Debits